During March 1993, after his Ambassador car is being fished out of water, Assistant Commissioner of Police, Agnel Wilson, narrates to the Commissioner as to how he commenced his investigation against an underworld gangster, Sultan Mirza. He details how Sultan had survived floods in Madras, shortly after Independence; his arrival in Bombay; and his employment which earned him a mere 25 Paisa daily. Agnel's attempts to rein in Sultan fail, but he keeps tabs on him and his romance with Bollywood actress, Rehana; as well as his new recruit, Shoaib, the son of Sub-Inspector Khan. Agnel will find his investigation slipping out of his hands after Sultan temporarily delegates complete responsibility to Shoaib.

Twenty-something Michael Pinto has grown up in a small Goan village, believing everyone in the world to be simple, kind and honest, just like him. His world revolves around a doting mother, a passion for music and the memories of a childhood friend, Sameer, who left Goa for Mumbai many years ago and hasn't replied to his frequent letters ever since. Pinto's talent for music is only matched by his knack for finding trouble in the unlikeliest of places often resulting in the most outlandish and hilarious situations. When Pinto's idyllic world is shattered by the sudden demise of his mother he decides to head to Mumbai in search of the only friend he knows. Will Pinto find Sameer or will trouble find him first? Will Pinto and his crazy antics survive the big bad city or more importantly, will Mumbai survive a phenomenon called Pinto?